LONDON – British fintech giant Revolut on Tuesday announced its first substantial annual profit, reporting a net profit of over £250 million for the 2025 fiscal year on revenues approaching £2 billion. The landmark results provide a financial springboard for the company as it prepares for an aggressive expansion into the United States, a move intended to challenge established American digital banking players.
The announcement marks a critical turning point for the startup, which was valued at an eye-watering $75 billion during a 2025 funding round, making it one of Europe’s most valuable private technology firms. After years of prioritizing blistering user growth over profitability, the new figures suggest a maturing business model. According to a company statement, growth was driven by increased customer activity across its paid subscription plans, as well as strong performance in its stock and cryptocurrency trading features.
“Achieving this level of profitability demonstrates the strength and diversity of our global financial super-app,” a Revolut spokesperson was quoted as saying. “We have built a sustainable model that we are confident can be replicated as we dedicate significant resources to our U.S. market entry.”
However, the company still faces hurdles. Its application for a full UK banking license, a multi-year effort, remains pending with British regulators. Some analysts note that this unresolved status could cast a shadow on its international ambitions. “Proving you can be profitable is one thing, but proving you can meet the highest regulatory and compliance standards is another,” said one London-based financial analyst. “The U.S. regulatory environment is even more complex than the UK’s.”
Despite these challenges, Revolut’s push into the U.S. signals a new chapter for the firm. Armed with a profitable core business and a hefty war chest, the company appears poised to invest heavily in marketing and product localization to capture a meaningful share of the world’s largest consumer market. Its success or failure there could define the next phase of its global dominance strategy.